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BOB Cashback Offer’s Terms and Conditions :

1. Offer Is Valid On Bank Of Baroda Credit Cards EMI of tenure 3,6,9,12,18,24 months Transactions only.
2. Credit Cards – Non EMI Transactions are not applicable for this offer.
3. Debit Cards – Non EMI Transactions are not applicable for this offer.
4. The Cash Back Details Will Not Be Printed On Charge Slip In Case Of Full Transactions.
5. Validity Of The BOB CARDS CASH BACK Offer Is 01^st OCT 2020 To 30^th NOV 2020.
6. 5% Cashback* and Max Rs.2000 is Avail On Min Transaction Value Rs. 15,000 and above.
7. On Using Of Coupon Code For Additional Discount Will Not Consider On Effective Below Transaction Amount Of Rs.15000.E.G Product Value Is Rs.15000 And Coupon Code Value Is Rs.100, So Final Transaction Value Is Rs14900 And That Rs.14900 Is Not Considering For Cashback.
8. Cash Back Posting Will Be Done Post 90 Days From The Scheme Completion Date i.e. 30^th NOV 2020
9. Rate Of Interest Will Be Applicable On Monthly Reducing Balance On Full Transactions.
10. Any Cancelled, Rejected Or Returned Order Will Not Be Eligible For The Cash Back Offer.
11. Cash Back Offer Is Applicable Only On Transactions Done During The Campaign Period & Will Not Be Applicable On Any Other Day.
12. Cash Back Will Not Be Applicable On the Advance Invoice.
13. This Cash Back Offer Is Not Applicable To Corporate & Others Card.
14. Maximum One Transaction On A Card Will Be Eligible.
15. Cash Back Offer Is Applicable Only On Selection Of Razorpay, Pinelab And PayU Payment Gateway Option. 
16. Any Disputes Arising Out Of The Offer Shall Be Subject To Arbitration By A Sole Arbitrator Appointed By BOB Cards For This Purpose. The Proceedings Of The Arbitration Shall Be Conducted As Per The Provisions Of Arbitration And Conciliation Act, 1996. The Place Of Arbitration Shall Be Mumbai And The Language Of The Arbitration Shall Be English. The Existence Of A Dispute, If Any, Shall Not Constitute A Claim Against BOB Cards.
17. All Government Levies Such As GST, TDS, Other Taxes, Etc., Shall Be Payable By The Cardholder As Applicable At The Time Respective Offers.
18. The Cash Back Offer Is For The Consumption Of Individual Retail Consumers Only.
19. Products Offered Under This Scheme Are Subject To Availability From The Respective Participating Outlets Of Merchant And Accordingly BOB Cards In No Circumstances Shall Be Liable For Non-Availability Of Any Of The Products.
20. No Two Offers Can Be Clubbed Together. In A Case Where BOB Card Has Cashback Offer With Certain Manufacturer/OEM Their Cardholder Will Only Be Eligible For That Manufacturer/OEM Cashback Offer For Purchases Done At Vijay Sales During The Above-Mentioned Offer Period. In Such Cases, The T&C Of Manufacturer/OEM Cashback Offer Will Apply.
21. Vijay Sales & BOB Cards Reserve Right To Modify Or End The Offer During The Campaign Period.

Standard Chartered Bank Offer’s Terms and Conditions:

1. Offer Is Valid On Standard Chartered Bank Credit Cards EMI Transactions only.
2. Credit Cards – Cashback offer is applicable for Credit Cards EMI of tenure 6,9,12,18,24 months.
3. Debit Cards – Cashback offer is not available for Debit Cards transactions.
4. The Cash Back Details Will Not Be Printed On Charge Slip In Case Of Full Transactions.
5. Validity Of The STANDARD CHARTERED BANK CARDS Cashback Offer Is 12^th OCT 2020 To 30^th NOV 2020.
6. 5% Cashback* and Max Rs.1500 is Avail On STANDARD CHARTERED BANK Credit Cards EMI with Min Transaction Value Rs. 10,000 and above.
7. On Using Of Coupon Code For Additional Discount Will Not Consider On Effective Below Transaction Amount Of Rs.10000.E.G Product Value Is Rs.10000 And Coupon Code Value Is Rs.100, So Final Transaction Value Is Rs.9900 And That Rs.9900 Is Not Considering For Cashback.
8. Cash Back Posting Will Be Done Post 90 Days From The Scheme Completion Date i.e. 30^th NOV 2020
9. Rate Of Interest Will Be Applicable On Monthly Reducing Balance On Full Transactions.
10. Any Cancelled, Rejected Or Returned Order Will Not Be Eligible For The Cash Back Offer.
11. Cash Back Offer Is Applicable Only On Transactions Done During The Campaign Period & Will Not Be Applicable On Any Other Day.
12. Cash Back Will Not Be Applicable On the Advance Invoice.
13. This Cash Back Offer Is Not Applicable To Corporate & Others Card.
14. Maximum One Transaction On A Card Will Be Eligible.
15. Cash Back Offer Is Applicable Only On Selection Of Razorpay, Pinelab, And PayU Payment Gateway Option. 
16. Any Disputes Arising Out Of The Offer Shall Be Subject To Arbitration By A Sole Arbitrator Appointed By STANDARD CHARTERED BANK Cards For This Purpose. The Proceedings Of The Arbitration Shall Be Conducted As Per The Provisions Of Arbitration And Conciliation Act, 1996. The Place Of Arbitration Shall Be Mumbai And The Language Of The Arbitration Shall Be English. The Existence Of A Dispute, If Any, Shall Not Constitute A Claim Against STANDARD CHARTERED BANK Cards.
17. All Government Levies Such As GST, TDS, Other Taxes, Etc., Shall Be Payable By The Cardholder As Applicable At The Time Respective Offers.
18. The Cash Back Offer Is For The Consumption Of Individual Retail Consumers Only.
19. Products Offered Under This Scheme Are Subject To Availability From The Respective Participating Outlets Of Merchant And Accordingly STANDARD CHARTERED BANK Cards In No Circumstances Shall Be Liable For Non-Availability of any of The Products.
20. No Two Offers Can Be Clubbed Together. In A Case Where STANDARD CHARTERED BANK Card Has Cashback Offer With Certain Manufacturer/OEM Their Cardholder Will Only Be Eligible For That Manufacturer/OEM Cashback Offer For Purchases Done At Vijay Sales During The Above-Mentioned Offer Period. In Such Cases, The T&C Of Manufacturer/OEM Cashback Offer Will Apply.
21. Vijay Sales & STANDARD CHARTERED BANK Cards Reserve Right To Modify Or End The Offer During The Campaign Period.

HDFC BANK CASHBACK Offer’s Terms and Conditions:

1. Offer Is Valid On HDFC BANK Credit Cards Non EMI, Debit Cards Non EMI Transactions only.
2. Credit Cards – Cashback offer is applicable for Credit Cards Non EMI transactions only.
3. Debit Cards – Cashback offer is applicable for Debit Cards Non EMI transactions only.
4. The Cash Back Details Will Not Be Printed On Charge Slip In Case Of Full Transactions.
5. Validity Of The HDFC BANK CARDS CASH BACK Offer Is 24^th OCT 2020 To 30^th NOV 2020.
6. 5% Cashback* and Max Rs.1500 cashback is Avail on HDFC BANK Credit Cards (Non EMI) with Min Transaction Value Rs. 15,000 and above.
7. 5% Cashback Points and Max Rs.600 is Avail on HDFC BANK Debit Cards (Non EMI) with Min Transaction Value Rs. 15,000 and above.
8. On Using Of Coupon Code For Additional Discount Will Not Consider On Effective Below Transaction Amount Of Rs.15000.E.G Product Value Is Rs.15000 And Coupon Code Value Is Rs.100, So Final Transaction Value Is Rs14900 And That Rs.14900 Is Not Considering For Cashback.
9. Cash Back Posting Will Be Done Post 90 Days From The Scheme Completion Date i.e. 30^th NOV 2020
10. Rate Of Interest Will Be Applicable On Monthly Reducing Balance On Full Transactions.
11. Any Cancelled, Rejected Or Returned Order Will Not Be Eligible For The Cash Back Offer.
12. Cash Back Offer Is Applicable Only On Transactions Done During the Campaign Period & Will Not Be Applicable On Any Other Day.
13. Cash Back Will Not Be Applicable On the Advance Invoice.
14. This Cash Back Offer Is Not Applicable To Corporate & Others Card.
15. Velocity is one per card per month per instrument Will Be Eligible.
16. Cash Back Offer Is Applicable Only On Selection Of Razorpay And PayU Payment Gateway Option. 
17. Any Disputes Arising Out Of The Offer Shall Be Subject To Arbitration By A Sole Arbitrator Appointed By HDFC BANK Cards For This Purpose. The Proceedings Of The Arbitration Shall Be Conducted As Per The Provisions Of Arbitration And Conciliation Act, 1996. The Place Of Arbitration Shall Be Mumbai And The Language Of The Arbitration Shall Be English. The Existence Of A Dispute, If Any, Shall Not Constitute A Claim Against HDFC BANK Cards.
18. All Government Levies Such As GST, TDS, Other Taxes, Etc., Shall Be Payable By The Cardholder As Applicable At The Time Respective Offers.
19. The Cash Back Offer Is For The Consumption Of Individual Retail Consumers Only.
20. Products Offered Under This Scheme Are Subject To Availability From The Respective Participating Outlets Of Merchant And Accordingly HDFC BANK Cards In No Circumstances Shall Be Liable For Non-Availability Of Any Of The Products.
21. No Two Offers Can Be Clubbed Together. In A Case Where HDFC BANK Card Has Cashback Offer With Certain Manufacturer/OEM Their Cardholder Will Only Be Eligible For That Manufacturer/OEM Cashback Offer For Purchases Done At Vijay Sales During The Above-Mentioned Offer Period. In Such Cases, The T&C Of Manufacturer/OEM Cashback Offer Will Apply.
22. Vijay Sales & HDFC BANK Cards Reserve Right To Modify Or End The Offer During The Campaign Period.